Finance

We are able to offer finance facilities to Police Officers and Police Support Staff from the Metropolitan Police Service and Police Officers from the City of London Police Service with a current interest charge of 4% per annum (APR 7% variable) over any period up to five years.

Example:
£1,000 Purchase over 2 years – Interest charge would be £80 with monthly repayments of £45

MAXIMUM REPAYMENT PERIODS

£250 to £500: 12 or 18 Months

£500.01 to £2,500: 24 Months

£2,500.01 to £5,000: 36 Months

£5,000.01 to £9,000: 48 Months

£9,000.01 to £12,000: 60 Months

(At the moment, a 12% deposit is required on car and motorcycle purchases and 10% on all Home Improvements over £5,000 and 5% on general purchases over £5,000)

Examples of Credit

Electrical goods costing £225 over 9 months:
£25.75 per month

Laptop costing £450 over 18 months:
£26.50 per month

Carpeting/flooring costing £1,125 over 2 years:
£50.63 per month

Jewellery costing £2,750 over 3 years:
£85.56 per month

Home improvements (central heating/ boiler/kitchen/bathroom etc.) costing £5,800 with a 10% deposit over 4 years:
£126.15 per month

Car costing £10,000 over 5 years with a 20% deposit:
£160.00 per month

Current Finance Limits

Officers

6 months - 2 years’ service

£ 2,500

2 - 5 years’ service

£5,000

5 - 10 years’ service

£ 9,000

10 years’ service and above

£ 12,000

Police staff

1 - 2 years’ service

£2,500

2 - 5 years’ service

£5,000

5 - 10 years’ service

£9,000

10 years’ service and above

£12,000

CREDIT CHECKS WILL BE CARRIED OUT ON ALL NEW AGREEMENTS

Registered with and authorised by the Financial Conduct Authority

Interest Rate 4% per annum (APR 7% variable)

Some of our preferred suppliers

Here are some of our current suppliers. If you would like to recommend a supplier, or if you are a supplier and would like to talk to us, please click here.

Solid Electrical of Croydon
A J Turners (vehicle audio and electrical specialists)
Solitaire Trading (Computers)
Harrich Builders
Gurney & White (Central heating, Kitchens, Bathrooms )
Imms Carpets
DB Décor (Carpets, Curtains, Blinds )
SRS Microsystems (Cameras)
Annodata ( Computers)
VFM Windows (Double Glazing)
Albany Radio ( Electrical)
Pomerance (Jewellers)
Warrenders (Jewellers)

North Circular Golf
Martin Phelps Music
Lakedale Power Tools
The Solar Shed
Paul Simpole Flooring Ltd 07831800512
TDI Auto’s (Used Cars)
Thames Motor Group
Laguna (Motorbikes)
Peter Wright (Tiling)
Kent Hyundai (New and Used Cars)
Sturdeys (Motorcyles and Scooters)
Otterwood (Fencing and Landscapes)
Cloverleaf (Plumbing, heating and renewables)